As a Consumer Representative to the National Association of Insurance Commissioners, NAIC, I am happy to share the following report with state advocates, policymakers, and state regulators.

The report, Implementing the Affordable Care Act’s Insurance Reforms: Consumer Recommendations for Regulators and Lawmakers, covers a wide range of insurance reforms under the ACA, including guarantee issue and renewal requirements, the ban on pre-existing condition exclusions, new restrictions on health status, age and gender rating, essential health benefits, and minimum actuarial value standards. The report outlines the issues consumers may face as these provisions are being implemented, and provides policymakers with a roadmap to ensure the reforms meet consumers’ needs.

The health policy Consumer Reps to the NAIC wrote this report and hope for wide distribution. Please contact me, Carrie, if you have any questions about the report including ways to use it.

Download the related press release here.